Terms & Conditions

1. Who we are

futureproofinglifestyle.com ("the Website") is operated by Omjai V Tirupani, trading as Future Proofing Lifestyle Network ("FPL", "we", "us"), Salem, Tamil Nadu, India. By using the Website, joining as a volunteer, or purchasing any product or service, you agree to these terms.

2. What we offer

FPL provides educational content and digital products — books, audiobooks, online courses, workshops, memberships, and community access — focused on personal development across happiness, health and wealth. Volunteer membership is free. Certain premium products, courses and membership tiers are paid.

3. Pricing and payments

Prices for paid products are displayed on the relevant checkout page before purchase, in Indian Rupees (INR) for Indian customers and in the displayed currency for international customers. Payments are processed securely by our payment partners (including Razorpay). We do not store your card, UPI or banking details on our servers.

4. Delivery of digital products

Digital products (courses, e-books, memberships) are delivered instantly or within 24 hours of successful payment, through your login area on this Website or by email to the address you provide. No physical shipping is involved unless explicitly stated on the product page.

5. Your account

You are responsible for keeping your login credentials confidential. Accounts are personal and may not be shared or resold. We may suspend accounts that abuse the community, infringe copyright, or attempt to redistribute paid content.

6. Intellectual property

All content on this Website — books, videos, audio, frameworks, logos and text — is the intellectual property of FPL or its licensors. You may not copy, redistribute or resell any content without written permission.

7. Educational disclaimer

Our content is educational in nature. We are not licensed financial, medical or legal advisors, and nothing on this Website constitutes personalised financial, medical or legal advice. Outcomes depend on your own effort and circumstances; we make no income or result guarantees.

8. Refunds and cancellations

Refunds are governed by our Cancellation & Refund Policy.

9. Limitation of liability

To the maximum extent permitted by law, FPL's total liability for any claim arising from your use of the Website or products is limited to the amount you paid for the product concerned.

10. Governing law

These terms are governed by the laws of India, and courts at Salem, Tamil Nadu shall have exclusive jurisdiction.

11. Contact

Questions about these terms: see our Contact page or write to omjai.vt@gmail.com.